top of page
Search
  • Writer's pictureITConnexx Team

Still Being Scammed


Nearly 90% of American adults are confident they can detect and prevent a scam. And yet, 27% say they have been a victim at some point. The numbers don’t add up. Let’s dive into some of the most common things that trip up even the tech-savviest among us and kick scammers to the curb. (Courtesy Kim Komando Blog 12/10/2023)


The Scam Solution


Problem #1: In a City Survey: 55% say their financial institutions are a trusted fraud and scam prevention authority. But only two-thirds routinely check their bank accounts and credit scores for shady activity. OK, that means one-third of the walking do not do this basic adulting task.

Fix: Sign up for fraud alerts that come by text or email. You can do this in your bank’s app or through your online account. It is a no-brainer. If your bank offers free credit monitoring, sign up for that, too. If not, try a free service like Credit Karma.


Problem #2: Americans polled say they are familiar with standard scams like phishing (54%) and bank impersonation (51%). OK, great. However, 13% could not identify any of the 14 common scams presented to them in the survey. Ouch.

Fix: Spotting a scammer isn’t rocket science (thank goodness). Here are four simple signs to look for from the FTC. Scammers …

  • Pretend to be from an organization you know.

  • Say there is a problem or a prize.

  • Pressure you to act immediately.

  • Tell you to pay in a specific way.


Problem #3: 71% of adults who fell victim to a scam say it did a number on their overall financial health. No kidding. That might include a setback in savings goals, deeper debt and a lowered credit score.

Fix: The key to proper damage control? Act right away. If you paid a scammer, do not give them more money. Gather all the information you can (screenshots rock for this), then block the crook from communicating with you further. File a report with your local police department and at tips.FBI.gov.


What Now?

  • “I gave them my Social Security number.” Go to IdentityTheft.gov for the next steps, including how to monitor your credit.

  • “They stole my bank account or credit card information.” Immediately contact your bank or credit card issuer and report all fraudulent activity.  

  • “My computer was hacked.” Update your security software, run a scan and delete anything it identifies as a problem. Change all your passwords and set up 2FA.

  • “I gave someone who texted me my DOB.” Freeze your credit. The steps are here.

17 views0 comments

Comments


bottom of page